While having an account with your local bank is a good choice and relying on their security system is a safe choice as well, you have to understand that unless you are monitoring your own account you are not really sure about what is happening. And in order to start your own credit monitoring, you should know that such procedure is actually possible and it is widely used. That is because MyFICO helps its clients with keeping an eye. In order to get your own myFICO package for credit monitoring you should visit myfico.com.
My Fico offers you two types of reports for credit monitoring; the first is the Three-Bureau Report and Identity Theft Monitoring and the second is Single-Bureau Report. The former allows you to get monthly updates on credit monitoring. This package lets you access your 3-bureau credit report instantly. You can also access your credit report updates monthly. With that you can also keep track of our FICO Score 8 with a history tracking graph! The package also allows you to monitor any threats that you might receive on your personal information and in case, it also helps you restore our identity. The monthly package for this is priced at $39.95 per month and the quarterly package is priced at $29.95 per month.
The later package is priced at $19.95 per month and is best if you are a mediocre user and barely need detailed credit monitoring done. This package gives you Experian credit report and your FICO scores which are used for auto loaning, credit card loaning and so on. You get access to this report each month. In case you become a target of identity theft, you can restore your identity with this package and its expert identity theft features.
In the end, it is best to at least get the lowest priced package in order to feel more secure regarding your accounts and keep track of your financial situation. Credit monitoring will take you a long way indeed. We hope you try the MyFICO packages soon. Let’s be honest, your safety comes first and this is one of the best ways to go about it!